Get the right loan from those who truly understand lending

We help homeowners and investors secure funding that fits their goals, from traditional mortgages to creative financing strategies.

Because when you understand leverage, you don’t just borrow money… you build wealth with it.

The Loan You Choose Can Make or Break Your Investment.

Most people chase the lowest rate.

Smart investors look for the right structure.


At Simple Ways to Wealth, we don’t think like bankers, we think like builders of wealth.


We help you choose and structure loans that work for you, not against you.


Whether you’re buying your first home, scaling your rental portfolio, or flipping your next project we’ll help you finance it the smart way.

One Place.
Every Type of Loan You Need.

From first homes to full portfolios we’ve got you covered.

Traditional Mortgages

Perfect for homeowners and first-time buyers.

  • Conventional loans

  • FHA loans

  • VA loans

  • Jumbo loans

  • 203k renovation loans (for fixer-uppers that need work)

Investor & Business Loans

Designed for speed, simplicity, and cashflow.

  • DSCR (Debt Service Coverage Ratio) loans — qualify based on property income, not personal income

  • Low-Doc & No-Doc loans — fast approvals, minimal paperwork

  • Hard money loans — quick closings for flips or BRRRR projects

  • Commercial property financing

Unsecured Lines of Credit

Flexible credit solutions to fund projects, reserves, or opportunities

  • Access capital for down payments, rehab, or reserves

  • No collateral required

  • Great for flexibility and emergency liquidity

We’re Not Just Lenders.
We’re Investors, Too.

We understand both sides of the table.

As investors ourselves, we know that every dollar borrowed has a purpose — whether it’s for a BRRRR, a flip, or a portfolio refi.

That’s why we go beyond approvals.

We’ll help you:

  • Choose the right financing for your specific deal.

  • Time your loans strategically to minimize costs and maximize returns.

  • Use leverage safely — without getting overextended.

  • Build relationships with private lenders, banks, and partners.

When you work with us, you’re not just getting a loan you’re getting a strategy custom made for your situation.

We Don’t Just Talk BRRRR, We Live It.

If you’re building a rental portfolio, the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) can be a game-changer, but only when done correctly.

We’ll help you:

  • Secure short-term rehab funding for the “Buy + Fix” phase.

  • Transition into long-term DSCR or conventional loans after stabilization.

  • Use cash-out refinances to recycle your capital into the next property.

You’ll know exactly how to structure your deal from purchase to refinance with a clear path to infinite returns. In some cases we may even partner on the deal with you! No traditional banker would ever do that.

Understand Leverage, and You’ll Never Look at Debt the Same Way.

Despite what you may have heard debt isn’t dangerous, misused debt is.


When used correctly, debt can:

  • Accelerate your path to financial freedom

  • Fund renovations that increase value

  • Boost your return on equity

  • Keep your capital liquid and available

Inside our ecosystem, we teach clients how to use loans as tools, not traps.

Real Deals. Real Strategies. Real Results.

“When I was a brand new real estate investor getting lenders to trust me wasn't easy,but Hoan & his team were able to get me a construction loan anyway”

— Stephanie, Investor

“I didn't think I'd be able to get a mortgage without a huge down payment. My business income is super complicated, but Hoan and his team understood all of it without any deep explanation and got me a loan with way less money out of pocket .”

— Chen, Homeowner

(Disclaimer: Individual results vary. Loan approvals depend on credit, collateral, and underwriting guidelines.)

Because The Right Loan Should Buy You Freedom, Not Stress.

Leverage is powerful. But only when used with clarity.

That’s why we don’t just help you borrow money, we help you use it to buy back your time, your peace, and your options.

Simple ways to wealth focuses on getting you a great loan that's right for you.

Let’s Build Your Funding Blueprint.

Traditional or creative — we’ll show you the smartest way to finance your next move.

All loans subject to credit and underwriting approval. Not a commitment to lend. Educational content only; results vary by borrower and program. Equal Housing Lender.

Copyright 2025. Simple Ways to Wealth . All Rights Reserved.

Disclaimer: Simple Ways to Wealth provides educational guidance and strategic financial planning.
We do not guarantee earnings, loan approvals, or investment outcomes. All strategies are subject to individual review and may not be suitable for everyone.